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How to Get a Replacement Car Key It can be a hassle to lose a car key. It could also be costly depending on the type of key you have. Calling an auto locksmith is the easiest way to replace keys. This is usually a cheaper and faster option than calling the roadside assistance or an auto dealer. Cost Up until recently the loss of car keys wasn't a big deal. You could simply visit your local hardware store and get a replacement key. Today, however it's more complex and expensive. It's because cars are more technologically advanced, and keys are also more advanced. While this can make the keys more secure from theft but they also make them more expensive to replace. The cost of a lost key replacement will depend on the year, model and model of your vehicle. Many newer cars have keys that include a transponder chip in them to protect against theft. These chips need to be connected to your vehicle. This usually requires a dealership or locksmith. The cost will vary depending on the type of car you own, but it can reach $200. Certain modern vehicles also have a laser-cut key that must be programmed using a special machine available only at auto dealerships and specialist locksmiths. The cost of a spare key for this type of lock can be as high as $100. Another aspect that can affect the cost of a lost key is where you live. You'll likely need to pay more for services when you live in an area with a lot of distance since the tow truck and locksmith have to travel a long distance to reach you. A locksmith will also charge extra for work that is done on holidays, weekends, or after-hours. You can cut down on the expense of replacing a lost car key by keeping a spare one at the house or in your wallet. Keep your vehicle's title or registration documents with you, as they will be required to prove you are the owner of the vehicle if you have to contact the dealership for a replacement key. Additionally, you can also utilize your roadside assistance to assist with the process. They may be able offer you temporary replacements, based on their terms and conditions. Time Losing your car keys can be frustrating however, you shouldn't be panicking. Spend a few minutes searching for your keys in obvious locations, like your pocket or purse. Then, walk back through your day and try to remember the places you may have left keys. This will help you remember if lost them, or if they are still in your vehicle. It could be time to replace your car keys if you can't locate them. Most modern cars have a remote key fob that utilizes a code to unlock and start the car. This type of key needs to be reprogrammed in order to work with your specific vehicle, and this is usually a task that requires an expert. You should consult an auto locksmith to determine if they can handle this, and you'll also require proof of ownership. Old-fashioned metal car keys are much simpler to replace than remote key fobs. They function entirely mechanically and are not complex to duplicate, so locksmiths in your area can give you a replacement on the spot when you've lost one. They can also duplicate the ignition cylinder for your vehicle, which is an extra expense. However, if you want to backup your old-school car keys You can visit a hardware store specializing in automobiles and get them copied quickly and cheaply. If car key replacement begin to look worn, you should consider replacing them. The teeth on the key and the lock cylinder could wear down due to the use of the keys over time, making it difficult for them to align properly with each other. If the key begins to stick, it may be time to replace it. If you own a newer car and it is an expensive model, the key might require programming by the dealership. This is a complicated task which can be costly and take a considerable amount of time to complete. It could be covered under the warranty on your car or insurance dependent on the model of your car. Availability Even if your driving skills are good, you may lose your keys. This can be a real hassle particularly if it happens at an inconvenient moment like when you're at the supermarket or gas station and want to get back home. There are a variety of ways to replace your lost key. You can contact your insurance provider or find a locksmith in your area, or call roadside assistance. The first thing you'll have to do is identify the type of car key you own. It is important to understand that different cars have different keys. Some are old-school and only lock through the key cylinder and others come with a chip that communicates with the car in order to unlock the doors and open it up. Some of these keys can be changed by an auto locksmith, however you may have to visit a dealership to get one from the manufacturer if it is a smart key. It is recommended to first read the guide, or call the dealer to get instructions on how you can program the key for your vehicle. You'll need proof of ownership, and you may require waiting a few days for the dealer to order your replacement. This process may also require you to take the vehicle to a locksmith or other service provider to be programmed, so this isn't the ideal option for people with tight schedules or have a limited mobility. If you have a spare key the process is much easier. You can usually buy an online replacement key for a relatively low price, depending on the type of car. However, if your keys have transponder and key fob element, you'll have to go to a reputable expert to have them replaced and programmed. Based on the make and model of your vehicle it could mean arranging for an auto towing service or letting a locksmith complete the task for you. Another method to obtain a new car key is by using a bluetooth tracker. These tiny devices are attached to your keyring, emitting the signature, which can be read by a mobile phone that has an application installed. The app will reveal the location of your key so you can locate it easily. Insurance Car insurance policies typically do not cover the cost of keys lost. There are some exceptions. Many of the best car insurance companies dedicated to client happiness provide add-on coverage for things like lost keys. This is typically an additional fee, but it can be less expensive than having to pay out of pocket for the cost of replacing keys. The extent to which car insurance covers keys lost is contingent on the specific policy and deductible. The majority of traditional keys can be easily replaced however it can be more difficult if you have an electronic fob, or smart key. These keys are laser cut and use computers that transmit a signal to your vehicle. They are therefore more difficult to replace than mechanical keys. In addition, these kinds of keys are more expensive since you'll need to pay for a locksmith as well as the cost of a new key. Consider using an auto club service or roadside assistance to save money when replacing a lost or damaged key. These services can provide discounts for locksmiths and may even pay for the cost of replacing a key. Some of these companies also offer emergency lockout assistance which can be beneficial when you're in a hurry and need to get back on the road. You can also call your car dealership to see if it can assist. Most dealerships have locksmiths on staff, and they may be able to design you new keys at an affordable cost. However, if the dealer has to purchase a new key for your vehicle, it can take several days to receive. Keep all receipts and other documents whatever method you decide to use. This will enable you to make a claim with your insurance company. The loss of keys to your car is a common incident. It's not pleasant, but it can occur to anyone. There are ways to avoid expensive consequences. The quickest and cheapest way to replace keys for your car is making contact with a locksmith local to you. However, it is important to consider the financial benefits versus the time and cost required prior to making an insurance claim.